In the US, we have entered an environment of rising taxes. That’s why it’s important now, more than ever before, to incorporate tax planning into your portfolio and all of your financial decisions.

Investing in or purchasing a tax-deferred vehicle means your money will compound interest for years, unfettered by income taxes, allowing it to earn interest at a faster rate. While very few financial vehicles avoid taxes altogether, many allow you to defer paying them until retirement – when you may be in a lower tax bracket.

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